PERSONAL CHECKING

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When you move your banking relationship to R Bank, you will discover the differences of a real neighborhood bank. Switch now and take advantage of the way banking should be with personal customer service you deserve and all the technology that makes banking easy.

Personal Checking Accounts

From basic checking accounts to premium checking accounts, R Bank offers solutions that provide just what you need as an account holder. We have everything you need, to lend you a hand, banking on relationships.

R Bank Ea$y Checking is a personal checking account designed to meet the requirements of modern banking. This non-interest-bearing checking account offers a pay-per-swipe reward and overdraft privilege as a standard feature. 

Ea$y Checking

Our Refresh Checking account is designed to help rebuild your banking history or teach someone the basics of managing their first checking account. 

Our Refresh Checking Account is certified by BankOn. 

Refresh Checking

R Best Personal Checking Account

Our highest interest-bearing personal checking account, R Best Checking, simplifies your life with an array of convenient banking services and premium interest rates. 

R Best Checking

With many of the popular benefits of R Bank’s Easy Checking, we’ve added a competitive interest rate on your account balance and delivered Income Checking to you.

Add some interest to your checking account. See what you gain when you open your R Bank Income Checking account today.

Income Checking

*After account has been opened 30 days and remains in good standing. Service Fee may apply.
**Monthly service charge if balance falls below minimum daily balance on any day of the statement cycle.

Personal Checking Solutions
Minimum to Open
Minimum Daily Balance
Monthly Service Charge*
Interest Paid
Access to Online and Mobile Banking
Ea$y Checking
$100
$0
$0
No
Yes
Income Checking
$200
$1,500
$10
Yes
Yes
R Best Checking
$100
$0
$0
Yes
Yes
Refresh Checking
$25
$0
$0
No
Yes

More Solutions to Fit Your Lifestyle.

Mobile Wallet

Enroll in R Bank’s Mobile Wallet, where managing your finances is always one tap away, offering convenience and security at your fingertips.

Earn a high rate of interest and get ATM fee refunds when you meet the simple qualifications! Limit two (2) accounts per tax identification number. In order to receive the maximum interest rate and ATM fee refunds, simply do the following:

    • Have one (1) recurring Direct Deposit or ACH automatic credit post and settle in a minimum amount of $250 to your account per qualification cycle
    • Have six (6) or more transactions post and settle per qualification cycle by using the R Bank Cash & Check Card (excluding ATM transactions)
    • Enroll and receive electronic statement (e-statement)

A base rate of interest will be earned on all balances if qualifications are not met. ATM refunds are awarded up to the amount of $20 each cycle when qualifications are met.