BUSINESS CHECKING ACCOUNTS

Business Checking


For every style of business, R Bank has a business bank account that fits your profile well. R Bank understands business owners. Backed by an experienced team of bankers, our seasoned staff and streamlined approach allow us to meet the needs of small and medium-sized businesses. Whether you’re looking to create or expand your business, save and grow your revenue, or remain always ready to seize opportunities, R Bank has you covered. Our range of business checking accounts are designed to support your journey towards success.

R Bank’s personal touch means Commercial Checking is no longer a trade-off of complexity to get business features.

An R Bank Smart Business Checking account may just be the smartest way to handle your business checking needs. 

R Bank Business Interest Checking rewards charities, clubs, and associations, as well as individual business owners with great interest-bearing value, without the need to be a for-profit corporation. 

Business Checking Solutions
Minimum to Open
Minimum Daily Balance
Interest Paid
Access to Online and Mobile Banking
Monthly Service Charge
Potential Service Charge
Transaction Fees
Smart Business Checking
$200
$1,500
No
Yes
$0
$10
$.50 each after 200 items
Business Interest Checking
$200
$2,500
Yes
Yes
$0
$12
$.50 each after 150 items
Commercial Checking
$200
$0
No
Yes
$15
$0
$0.50 per deposit/credit
$0.10 per deposited item
$0.15 per check/debit
$0.15 per ACH item
$0.10 per coin roll
$0.35 per currency strap
Cash/Currency Deposited $0.125 fee
(over @10,000 per statement cycle)

Open An Account Today!

When you move your banking relationship to R Bank, you will discover the difference of a real neighborhood bank. A bank that prioritizes building a relationship with you to understand the products and services that will be the best fit for your business.

Switch now and take advantage of the way banking should be with personal customer service you deserve and all the technology you need to run your business with ease.

Merchant Services

R Bank Merchant Services put you in control of your customer payment processing system, allowing you to handle traditional forms of payment, as well as leading technology, with ease.

Cards. Our card acceptance service allows you to receive payment from credit or debit cards issued by VISA® or, MasterCard®.

Checks. Reduce greatly the risk of returned checks by using our instant check verification services or go farther by adding point-of-sale check conversion to ACH transaction.

Treasury Management

R Bank’s Cash Management services offer a comprehensive suite of tools to enhance the efficiency of your business’s cash handling. With features like real-time balance updates, ACH origination, Positive Pay, online transaction capabilities, and automatic account linking for optimal interest gains, these services provide immediacy, convenience, and control over your financial operations.